NPA Management / Legal & Recovery
NPA Management / Legal & Recovery
Non-Performing Assets (NPAs) are a critical challenge for banks, NBFCs, and MFIs, directly affecting profitability and liquidity. Daus NPA Management & Legal Recovery solution provides a structured approach to monitoring overdue accounts, automating recovery workflows, and managing legal processes with complete transparency. From early delinquency tracking to final resolution, the system empowers institutions to minimize losses, improve recovery efficiency, and ensure compliance with legal frameworks.
Core Capabilities
Early Delinquency Tracking – Proactively identify overdue accounts with automated alerts and dashboards.
Restructuring & Settlement Support – Manage cases and repayment negotiations efficiently.
Legal Case Management – Digitally manage SARFAESI, DRT, IBC, and other recovery-related legal cases.
Workflow Automation – Automated task allocation for recovery agents, legal teams, and back-office staff.
Agent & Field Operations – Assign recovery agents, capture field visits and track collections.
MIS & Regulatory Reporting – Generate detailed NPA, recovery, and compliance reports for internal and external use.
Integration with Core Systems – Connect seamlessly with core banking, loan origination, and collection modules.
Business Benefits
Daus NPA Management & Legal Recovery solution enables financial institutions to handle overdue accounts and legal cases with greater control and efficiency. By automating delinquency tracking, settlement processes, and legal workflows, it reduces the time and effort required for recovery while improving overall success rates. Institutions gain clear visibility into every stage of the recovery cycle through real-time dashboards, detailed reports, and secure document trails, ensuring accountability and transparency.
1.
Improved Recovery Rates
Structured workflows and real-time monitoring help recover dues faster and reduce write-offs.
2.
Better Decision Making
Dashboards and analytics provide insights into NPA trends, legal progress, and recovery efficiency.
3.
Lower Costs
Reduced dependency on manual follow-ups and streamlined legal tracking lowers overall recovery expenses.
4.
Customer-Centric Resolutions
Enables flexible settlements and restructuring for borrowers, reducing litigation and improving goodwill.